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Available for Download

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Loved One's Guide

Everyone should fill this out for their loved ones.

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Discretionary Spending Budget

What expenses can you reduce to improve your monthly cashflow? Download this sheet to help.

Pre&Post Death Checklist
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The Pre & Post Checklist

Remembering all of the things you have to do when a loved one becomes ill or passes away can be overwhelming.

This checklist will help guide you through the process.

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The Everything List

Share The Everything List with your loved ones,

so if anything happens to you, they know who to call.

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The Divorce Checklist

This checklist is a great example of how I keep my clients’ best interests in mind.

I hope you never have to use it!

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The Holiday Budget

Stay on financial track during the holidays.

Download this budget builder to help.


Michelle is the author of three outstanding publications:

 The Everything Binder Book

Stocks, Bonds and Soccer Moms

College Poor No More

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The Everything Binder Book

The Everything Binder Book has been designed to help you keep all your personal information safe and organized in one place--primary contacts, medical history, insurance information, private access information, estate planning, retirement details, final wishes, letters to loved ones and much more. There's even a section for your four-legged friends. Protect yourself, your family, and keep everything in one easy to access place, just in case.

College Poor No More

Staying ahead financially in life can start with one’s college years. College Poor No More offers valuable advice for any and every young person. From how to budget, to cutting costs, to being frugal while still having fun, this indispensable reference guide offers a way to start off those college years right. Higgins offers methods to be spend-savvy in many different aspects of college life – like housing, cooking and eating, travel and social.
For freshmen to seniors, College Poor No More is written in a way that is smart, funny and full of creative ideas and ‘life hacks’ for stress-free, debt-free cash management.
100% of my profits from this book will go to providing scholarships for deserving students.

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Stocks, Bonds & Soccer Moms

Regain Your Balance With This Step-By-Step Guide!  Are you juggling motherhood, marriage–and perhaps a career? Whether you’re a career woman or a stay-at-home mom, you want to give your all in every part of your life.
Personal time and romance become distant memories and the stress piles high. Sound familiar? There is a solution!  Stocks, Bonds & Soccer Moms returns you to that all-important sense of balance, fulfillment, and contentedness in seven clear steps.

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